Time：2017-12-09 15:55:03
CollectionOn December 9, 2017, the Annual Report on China’s Fintech Development(2017) and Annual Report on China’s Asset Securitization Development(2017) new book launching conference and financial technology development summit forum were successfully held in Beijing.
The theme of this conference is “Strengthening financial supervision and reshaping financial technology”, sponsored by the National Finance and Development Laboratory, and organized by the Social Science Literature Press. The co-organizer is the Beijing Blockchain Application Association and the academic support agency Tsinghua PBCSF. College Internet Finance Labs participate in creating. A total of more than 400 leaders and industry experts and scholars from regulatory agencies, banks, financial technology companies, consumer finance, internet finance, payment platforms, securities, insurance, investment and financing institutions attended the conference.
New Book Launch Ceremony
Mr. Shen Hao, President of Sinodata(Shanghai) Internet Financial Information Service Co., Ltd. attended the forum and delivered a wonderful speech. Shen Hao said that traditional banks urgently need to transform the Internet is the development trend of the banking industry, from the new generation of customer groups and behavior changes, bank interest margin narrowing, rising costs, the impact of Internet companies on traditional financial institutions, financial mixed industry, derivative model Gradually formed, as well as policies to support the development of financial science and technology in five aspects of the detailed explanation.
Facing the impact of interest rate liberalization and internet finance, the profitability of traditional banking services has dropped drastically, forcing banks to transform themselves into internet banks with asset management as the core. Direct selling banks have emerged in this environment. However, small and medium-sized banks are faced with a series of problems in the operation of direct selling banks. Shen Hao said that as an emerging bank development model, domestic direct sales banks have faced full range of obstacles in positioning, products, marketing, operations, and IT support. He believes that the focus of the transformation of small and medium-sized banks is to enhance the online exhibition industry capabilities and offline asset capabilities. Small and medium-sized banks can provide a full range of internet banking transformation services through a closed-loop Internet finance distribution network with a full-service chain and a professional team of technology financial service organizations. These goals can be achieved through sharing platforms, asset acquisition, online exhibition and cooperative operations.
Shared direct banking is a platform innovation model that helps small and medium-sized banks to transform themselves into internet banking based on the spirit of Internet sharing, from customer acquisition, product support, operation support systems, and IT system development. Shen Hao pointed out that the shared direct banking platform made up for the disadvantages of the single bank’s direct sales banking brand, lack of products, low flow, and lack of operation. It was a “silver-silver online alliance” where small and medium banks were warmed up and made concerted efforts to realize customers. The sharing effect of sharing, product complementation, intensive operation, technology interconnection, cross-regional operation, brand promotion, and cross-bank payment meets the diverse financial and financing needs of users. At the same time, platform providers can provide direct banking systems for cooperative banks, and also to help cooperative banks achieve a comprehensive Internet banking transformation through one-stop consulting services, cooperative operations, and IT service models, including online financial product design and innovation. Customer marketing, asset docking and other full-service.
（Source: CDC Finance）
Beijing Blockchain Application Association
December 9, 2017
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