Author：SecretariatTime：2021-09-13 16:42:11
CollectionNowadays, state-owned big banks generally raise financial technology to a strategic height, which is the general trend. For example, the strategic goal of Postal Savings Bank of China proposes to "enable high-quality development with financial technology." It is not difficult to see that this "youngest" state-owned bank has extremely high expectations for financial technology.
The six major state-owned banks (hereinafter referred to as "the six major banks") have invested in financial technology-related investments in an unshakable position in the banking industry. In terms of capital investment, in the first half of 2021, the Postal Savings Bank of China invested 5.2 billion yuan in information technology, accounting for 3.3% of revenue; and in 2020, the six major banks’ information technology investment exceeded 95 billion yuan, close to the total investment in information technology in the banking industry. half. In terms of personnel input, as of the end of the first half of 2021, the number of financial technology personnel in China Construction Bank was as high as 14,000, and the relevant personnel of Bank of Communications and Postal Savings Bank of China exceeded 4,000. In addition, the digital renminbi has become a bright spot. All four major banks, including China Construction Bank, seized the first-mover advantage of digital renminbi. China Construction Bank has opened more than 8 million digital wallets; ICBC has cooperated with 46 commercial banks to create a full-scenario ecosystem; Postal Savings Bank of China has added a first-level department at the head office, namely the Digital RMB Department.
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