Time：2017-01-12 10:09:31
CollectionQilu Evening News January 11th: Palm Capital is a well-known platform dedicated to advancing China’s media, finance, consulting, and travel industries to engage in in-depth exchanges and innovative cooperation with global counterparts. On January 10th in Beijing, Infinova teamed up with PeopleSoft Financial, Fortune Group and Netson Crowdfunding, and more than 200 industry professionals conducted in-depth discussions on cutting-edge technologies such as internet finance, financial technology, enterprise-class services, and VR and AI.
In the topic of internet financial topics discussion, Zhang Jinghua, founder and CEO of Palm Capital, discussed the entrepreneurial experience and experience of the past 15 years and the topic of “My Business and My Times” and shared with the guests on the spot.
In the keynote speech, Zhang Jinghua said that 2016 is a year of great development for Palm Capital. At the same year, the number of transactions held by the company was over 10 billion, and the accumulated registered users exceeded 9 million. In December 2016, the number of combined loans exceeded 1 million. Currently, Fortune Financial has more than 30,000 transactions per day, all of which are based on automated functions. This is why in October 2016, China Netcom Finance Group extended its acquisitions to Palm Capital. Then a large part of the work of Palm Financial will be to help Cybertrust Financial Group to upgrade its technology in the traditional field of lending.
Speaking of insisting on his dreams, Zhang Jinghua said that he has a profound experience and engaged in internet finance. He needs to distinguish between dreams and desires. For financial companies, they are faced with a large number of retail investors and a large number of financial institutions. They have a lot of hands-on cash every day. Dividing dreams and desires is a necessary condition for long-term healthy development.
On how to manage the team well and grasp the business model that suits him, Zhang Jinghua said: "We don't recommend that the entrepreneurial team should have an average shareholding system. From his experience, they have not seen such companies become bigger than ever; in addition, no matter how big a platform, they must The products that you are good at are related to your own business process and have their own independent brands and core competencies.If you blindly do some products based on others to provide outsourcing services, it will be difficult to make a stand-alone platform or form a Business closed loop.
Talking about the company’s founder’s responsibilities, Zhang Jinghua said that the founders of the team need to spend more time looking for people and build the “dream team” of the company; at the same time, they also need to explore the company’s business direction and the company’s strategic transformation. The founder is responsible. As a founder, we must create a self-driven environment and let the team with clear values move toward a clear and unified goal. For their own team, we must move with emotions, make sense, and report them to Li. Both spiritually and materially, the entrepreneurial partners can get income.
Zhang Jinghua said that entrepreneurship should not only be responsible to the entire society and bear the necessary social responsibilities. At the same time, it must also be responsible for the family and let the family members feel warmth and dignity. In the future, the dream of Palm Capital is to rely on innovative financial technology. Relying on the powerful license resources of the Netson Group and the consumer microfinance service platform pioneered in the industry, Palm Capital will comprehensively export core capabilities such as big data processing, machine learning, and cloud computing to the upstream and downstream of the consumer microfinance ecological chain. City commercial banks, consumer finance companies and other licensed financial institutions, as well as various scenarios and data service providers, complement each other to achieve effective cooperation and jointly promote the development of inclusive finance in China.
（Article Source: Phoenix Information）
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